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Bank pay app

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Clive:
Anyone heard of this?  My credit card provider is touting this new method of payment as it is much quicker and simpler.

Simon:
Is it this?

https://www.mastercard.co.uk/en-gb/personal/ways-to-pay/pay-by-bank-app.html

I still carry cards as I haven't got around to trusting payments by my phone yet.  I can swipe or scan a card much quicker in a restaurant than it seems to take people fiddling about with their phones.

Clive:
It seems a bit like Apple Pay but I’ll pop into my branch when I get home.  It might be my last visit before it closes in September.  We will then have just one bank left in the town- a Welsh one called Principality.  During the past few years Barclays, HSBC, NatWest, and Lloyds have gone!

Simon:
We're quite lucky here, in that we still have branches of all of the 'Big Four' banks, plus Halifax, Nationwide and a couple of other building societies.

I say 'lucky' - I've not been into my bank for years...

Clive:
Make no mistake, they are coming for you!

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